Payment Objects: A Technology Whose Time Has Come

June 4, 2019

The convergence of two trends – the worldwide growth in wearable technology, and a marked shift toward contactless payments – is setting the stage for an explosion in payment objects, the next frontier in convenient payment technology. Consumers are seeking the same frictionless, convenient retail buying experience they enjoy online in traditional, brick-and-mortar settings. According … Read More

The Promise of Metal: Not Just a Pretty Face

May 23, 2019

With a potential U.S. market of nearly 40 million cardholders, metal cards are moving beyond the exclusive domain of pricey rewards programs, and into the mainstream. Attracted by higher retention rates and the promise of adding a more affluent customer segment to their card portfolios, issuers from fintech startups to community banks are adding metal … Read More

5 Ways Instant Issuance Can Help You Improve Revenue Opportunity

April 15, 2019

When financial institutions instantly issue new or replacement cards on-site, cardholders enjoy convenience and an improved overall branch experience. Beyond the impact that good customer service can bring, banks and credit unions of all sizes can see remarkable financial benefits. Below are five key ways banks and credit unions can improve their revenue opportunities with … Read More

The Promise of Metal: Capitalizing on First Impressions

March 14, 2019

Metal cards have caught the eye of consumers in recent years. A certain segment of cardholder craves the feelings of exclusivity, luxury, and sophistication that metal cards provide. Attracted by the prospect of adding new, affluent cardholders, along with the promise of strong retention, many financial institutions are looking to add metal card options to … Read More

The Future is Now: Dual-Interface Instant Issuance is Here Today

February 28, 2019

The convergence of two significant consumer trends is impacting the world of payments: cardholders’ need for immediate card delivery and their desire for the versatility and convenience of contactless transactions. For small- and mid-sized financial institutions, these trends present both challenge and opportunity. In an age of instant gratification, cardholders will no longer wait to … Read More

Solving for the On the Go Lifestyle

January 7, 2019

Today’s “on-the-go” cardholders expect to be able to pay for goods and services quickly, conveniently and with minimal friction.   While debit, credit and cash remain consumers’ preferred ways to pay, new contactless capabilities are introducing enhanced convenience to payment cards through dual interface technology.  ABI Research estimates that U.S. dual interface credit and debit … Read More

Back to Basics – Software as a Service (SaaS)

August 16, 2018

Instant issuance is emerging as a key element in branch transformation to respond to the on-demand expectations of customers. Financial institutions are discovering that an in-branch instant issuance solution quickly delivers on service and speed, expediting cards into cardholder hands. However, questions often arise when choosing between delivery models. There are two main categories of … Read More

Back to Basics – Card Design

July 19, 2018

Cards are everywhere — relied on to purchase goods, grant access to buildings or memberships, earn brand loyalty points, discounts, and more. Companies can visually enhance cards to appeal to a wide audience, inspiring usage while creating a preferred, top-of-wallet experience. Card designers are able to create a product used routinely in everyday life and … Read More

Back to Basics – Dual Interface

June 20, 2018

We get many questions from people about dual interface cards and what happens during a transaction, such as, “When you tap a dual interface card, what is actually happening?” I was asked to go back-to-basics and reveal what happens behind the scenes of a dual interface tap or wave. What if I were to tell … Read More