Contactless Payments – a Technology Whose Time Has Come

February 19, 2020

Evolving technology has always been present in payments, from IBM’s® development of the magnetic stripe in 1960 to the original introduction of EMV® chip-and-pin in 1994. Over the past decade, technological advances have launched a revolution in payments, from digital wallets to contactless wearables and payment objects.  While the U.S. has been slow to adopt … Read More

The Contactless Revolution is Here. Are You Ready?

February 5, 2020

Years in the making, the U.S. market is finally ready for contactless payments. Although late to the game, the U.S. payment ecosystem, including issuers, processors and merchants, is preparing to support contactless as a dominant payment methodology. According to A.T. Kearney, 70 percent of U.S. retailers already have point-of-sale terminals capable of accepting contactless payments, … Read More

Solving for the On the Go Lifestyle

January 7, 2020

Today’s “on-the-go” cardholders expect to be able to pay for goods and services quickly, conveniently and with minimal friction. While debit, credit and cash remain consumers’ preferred ways to pay, new contactless capabilities are introducing enhanced convenience to payment cards through dual interface technology.  ABI Research estimates that U.S. dual interface credit and debit issuance … Read More

A Day in the Life of the On the Go Cardholder

December 17, 2019

Today’s Cardholders Lead Hectic Lives Noah’s day on-the-go is becoming routine for many cardholders. The convergence of changing consumer expectations, a growing digital economy and new point of sale contactless technology means a truly frictionless payment ecosystem may finally be in our sights. According to Visa, more than 40 percent of in-store Visa transactions outside … Read More

Upgrading Your Branch for the On-Demand Consumer

August 14, 2019

Today’s consumers have a growing appetite for instant gratification. The on-demand economy provides immediate accessibility like never before, changing how consumers see convenience with everything from shopping and dining to entertainment and transportation. To complement the growing popularity of immediate servicing, financial institutions are turning to instant card issuance. Through technology, the physical branch experience … Read More