What is a Payment Object?

July 2, 2019

Today’s consumers can transact at a growing number of merchant locations using Near Field Communications (NFC) technology with mobile devices and a variety of payment objects including smart watches and wristbands, jewelry, key fobs, stickers and more. Cardholders are excited about the possibilities. According to a November 2018 CPI Card Group survey of over 500 … Read More

Fintechs Get Physical

June 18, 2019

A surprising trend is developing among financial technology companies. Increasingly, popular smartphone financial apps like Acorns®, SoFi, and Venmo are offering physical payment cards, in a bid to both increase customer wallet share and capture additional income. This shift toward the tangible realm is the result of several dovetailing factors impacting the payment sector. As … Read More

Payment Objects: A Technology Whose Time Has Come

June 4, 2019

The convergence of two trends – the worldwide growth in wearable technology, and a marked shift toward contactless payments – is setting the stage for an explosion in payment objects, the next frontier in convenient payment technology. Consumers are seeking the same frictionless, convenient retail buying experience they enjoy online in traditional, brick-and-mortar settings. According … Read More

The Promise of Metal: Not Just a Pretty Face

May 23, 2019

With a potential U.S. market of nearly 40 million cardholders, metal cards are moving beyond the exclusive domain of pricey rewards programs, and into the mainstream. Attracted by higher retention rates and the promise of adding a more affluent customer segment to their card portfolios, issuers from fintech startups to community banks are adding metal … Read More

The Promise of Metal: Capitalizing on First Impressions

March 14, 2019

Metal cards have caught the eye of consumers in recent years. A certain segment of cardholder craves the feelings of exclusivity, luxury, and sophistication that metal cards provide. Attracted by the prospect of adding new, affluent cardholders, along with the promise of strong retention, many financial institutions are looking to add metal card options to … Read More

Back to Basics – Card Design

July 19, 2018

Cards are everywhere — relied on to purchase goods, grant access to buildings or memberships, earn brand loyalty points, discounts, and more. Companies can visually enhance cards to appeal to a wide audience, inspiring usage while creating a preferred, top-of-wallet experience. Card designers are able to create a product used routinely in everyday life and … Read More

Back to Basics – Dual Interface

June 20, 2018

We get many questions from people about dual interface cards and what happens during a transaction, such as, “When you tap a dual interface card, what is actually happening?” I was asked to go back-to-basics and reveal what happens behind the scenes of a dual interface tap or wave. What if I were to tell … Read More